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| In most cases, a landlord's Westbury apartment insurance covers only structural damage to the building itself—and many landlord policies don't even go that far if the damage is caused by a tenant. If you leave the tub running and it turns your floor into cardboard and dribbles downstairs, damaging your neighbor's couch, you may be liable for the whole drippy mess. If your building went up in flames, your landlord's coverage would include repairs, but only to the building, not to the possessions of tenants. Renters insurance will cover your possessions in case of a loss. |
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| Insurance isn't just for people who own a home. You can get the same excellent coverage through a Westbury apartment insurance policy if you rent a house, apartment, condominium or mobile home. Whatever your situation, you can enjoy complete protection for all your personal belongings. |
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| Westbury Apartment Insurance should be purchased when renting due to the numerous liabilities when renting, whether alone or another roommate. Renters insurance or tenant insurance can provide coverage for possessions against theft, fire and other damages, and even coverage for guests and roommates if an accident should occur. |
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| Westbury apartment insurance is fairly inexpensive. The average renters insurance policy is a little over $30 a month. How much are all your possessions worth? What if you had to replace them all? |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Westbury apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
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| Why don't more renters carry Westbury apartment insurance against possible financial losses? Apartment owners and managers and insurance industry executives said most renters believe -- erroneously so -- that they don't need renter's insurance because the property owner is required to take care of any losses they may suffer. |
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| A Westbury apartment insurance policy covers added living expenses such as motel costs if you´re temporarily displaced from your home or apartment. This "loss of use" coverage is limited to 20 percent of the personal property coverage under your renters insurance policy. For example, if you have $25,000 of personal property coverage, your loss of use coverage would be $5,000. You will be paid up to this limit for the reasonable time required to repair or replace your rented property. |
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